Refinance Calculator

Calculate your potential savings with our refinance calculator. Compare your current home loan with better rates and see how much you could save monthly and over the life of your loan.

Calculator
Results
1
Current loan
2
New loan
3
Results

Your current home loan

$
Remaining loan balance
years
1-30 years
% p.a.

Your new home loan

% p.a.
Comparison rate: 5.47% p.a.

Loan options displayed based on property and repayment type. You can select your LVR tier.

Potential Savings

Your new monthly repayments

New loan
$1,750
$274
Interest Rate (%) 5.34% p.a.
Interest rate 6.8% p.a.

Comparison

Current repayments
$2,024
New repayments
$1,750
Monthly saving: $274

Potential savings over time

Monthly
$274
Yearly
$3,291
Over loan life
$88,848

You could pay off your home loan sooner

By keeping your repayments the same as your current loan, you could pay off your home loan faster and save on interest.

Learn more

Features & fees

Our home loans come with a range of features to help you manage your loan. There may be fees associated with some of these features.

Offset Account
Redraw Facility
Extra Repayment Ability

Ready to get started?

Refinance your home loan from another bank to CommBank. Get conditional approval in 10 minutes online.

Refinance online

How the Calculator Works

Our refinance calculator helps you understand how much you could save by securing a better interest rate

1

Enter your current loan details

Input your current loan balance, remaining term, and interest rate

2

Enter your new loan details

Choose your property type, repayment type, and expected new interest rate

3

See your savings

The calculator will show your potential savings monthly, yearly, and over the life of your loan

Why Refinance Your Home Loan?

Lower Interest Rates

Refinancing can help you secure a lower interest rate, potentially saving you thousands of dollars over the life of your loan.

Better Loan Features

Gain access to better loan features like offset accounts, redraw facilities, and flexible repayment options that your current loan might not offer.

Consolidate Debt

Combine multiple debts into your home loan to simplify your finances and potentially reduce your overall interest costs.

Access Home Equity

Tap into the equity you've built in your home to fund renovations, investments, or other major expenses.

Disclaimer: This calculator provides general information only. The actual savings from refinancing will depend on your specific circumstances, including loan fees, features, and eligibility criteria. Consult with a financial professional before making any decisions.